Terms & Conditions

Effective date: November 12, 2026

These Terms of Use govern your use of the National Truck Finance ("NTF," "we," "us") website. By using this site you agree to these terms. If you do not agree, please do not use the site.

1. Informational site

This site provides general information about NTF in-house financing and trucks offered by RCI Trucks. Nothing on this site is an offer or commitment to lend, a guarantee of credit approval, or a contract. Financing is subject to credit approval and to the terms of a written agreement signed by you and NTF.

2. Listings, prices and specifications

Truck listings, photos, prices, mileage, specifications, availability and example payments are provided for convenience, come from RCI Trucks inventory, and are subject to change without notice. They may contain errors or be out of date. Please verify all details with RCI Trucks before relying on them or making a purchase decision. Trucks are sold as described in the applicable purchase documents.

3. Third-party links

This site links to RCITrucks.com and may link to other third-party sites, including for inventory and the online credit application. We do not control those sites and are not responsible for their content, availability or practices. Your use of them is governed by their own terms and policies.

4. Intellectual property

The NTF name, logo, and site content are owned by us or our licensors. You may view and print content for your personal, non-commercial use, but may not copy, modify, distribute or use it commercially without our written permission.

5. Acceptable use

You agree not to misuse the site, attempt to gain unauthorized access, interfere with its operation, use automated tools to scrape it, or submit false or misleading information.

6. Disclaimers

THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY AND NON-INFRINGEMENT, TO THE FULLEST EXTENT PERMITTED BY LAW. WE DO NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE.

7. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NTF, RCI TRUCKS AND THEIR AFFILIATES, OFFICERS, EMPLOYEES AND AGENTS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR LOSS OF PROFITS OR DATA, ARISING OUT OF YOUR USE OF OR INABILITY TO USE THE SITE. Some jurisdictions do not allow certain limitations, so these may not apply to you.

8. Governing law

These terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Any dispute relating to the site will be brought in the courts located in California, unless a separate financing agreement says otherwise.

9. SMS Terms (text messaging)

Program name: RCI Trucks / National Truck Finance texts. This text messaging program is operated by RCI Asset Management Inc, and messages are sent from +1 858-295-3590.

Message types: if you opt in, you may receive inquiry replies, application updates, and appointment and payment reminders about your inquiry, application and account.

Frequency and cost: Message frequency varies. Msg & data rates may apply. Standard message and data rates may apply from your mobile carrier.

Opt out and help: Reply STOP to opt out, HELP for help. After you reply STOP, you will receive one final message confirming your opt-out and no further messages unless you opt in again.

Consent: Consent to receive text messages is not a condition of purchase or financing.

Support: for help, reply HELP or email todd@rciams.com.

Carriers: Carriers are not liable for delayed or undelivered messages.

Your mobile information is handled as described in our Privacy Policy. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

10. Changes

We may change these terms at any time by posting an updated version. Continued use of the site means you accept the changes.

11. Contact

National Truck Finance
Phone: 1.800.875.9460
Email: sales@rcitrucks.com
National Truck Finance, a subsidiary of RCI Asset Management Inc | PO Box 928020, San Diego, CA 92192